This phrase came up at a planning pre-meeting this afternoon: “Distress purchase”
Apparently, this is what those small, late-night stores are for. Common distress purchases are bread, milk, chocolate and fags.
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Niles's Blog 
At least ‘distress purchases’ are relatively cheap and they fulfil a want rather than ‘grudge purchases’ which tend to be expensive and fulfil a need rather than a want.